ABOUT US

We’re two self-employed dads living in Portland, Maine, who found a way to manage our medical costs without emptying our wallets. When health insurance premiums started soaring in recent years, we knew we had to act. Since we’re both obsessive about researching our options from every angle, we wanted to make sure we found the best way to protect ourselves in the event of a medical emergency.

So we did two things: We joined a local Direct Primary Care (DPC) to cover day-to-day medical needs. Jon grew up with a country doctor down the road and loved it when he discovered his patient-doctor relationship was just like the good old days. No rushed visits and a doctor who wasn’t being hounded by middle management to handle a patient roster of well over 2,000 patients (seriously, that’s the average general practitioner’s workload these days!) and churn through 15-minute visits where half the visit is spent at a computer documenting everything for insurance coding purposes.

The next big thing we did was sign up with a secular medical cost sharing organization. That organization is Sedera, located in Austin, Texas. Like the health care sharing ministries you may have heard about, Sedera is not insurance, but a voluntary community sharing large qualified medical costs as they arise. Both of us now pay way less than traditional insurance and have even more freedom since we have no provider networks to worry about. We get to choose. And medical decisions are made between the doctor and the patient. The way it should be.

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ABOUT US

We’re two self-employed dads living in Portland, Maine, who found a way to manage our medical costs without emptying our wallets. When health insurance premiums started soaring in recent years, we knew we had to act. Since we’re both obsessive about researching our options from every angle, we wanted to make sure we found the best way to protect ourselves in the event of a medical emergency.

So we did two things: We joined a local Direct Primary Care (DPC) to cover day-to-day medical needs. Jon grew up with a country doctor down the road and loved it when he discovered his patient-doctor relationship was just like the good old days. No rushed visits and a doctor who wasn’t being hounded by middle management to handle a patient roster of well over 2,000 patients (seriously, that’s the average general practitioner’s workload these days!) and churn through 15-minute visits where half the visit is spent at a computer documenting everything for insurance coding purposes.

The next big thing we did was sign up with a secular medical cost sharing organization. That organization is Sedera, located in Austin, Texas. Like the health care sharing ministries you may have heard about, Sedera is not insurance, but a voluntary community sharing large qualified medical costs as they arise. Both of us now pay way less than traditional insurance and have even more freedom since we have no provider networks to worry about. We get to choose. And medical decisions are made between the doctor and the patient. The way it should be.